Construction Service Benefit

Death Security is a protection program with cash benefits given to heirs when the participant passes away, which is NOT due to a work accident or work-related illness.

The benefits of Death Security are in the form of periodic compensation, funeral expenses, and educational scholarships for children of the participant.

JKM JAKON JKM JAKON

Death Security benefits can be disbursed when the participant passes away during the active membership period, and in accordance with the following conditions:

  1. Periodic compensation, which is paid at once in the amount of IDR 12,000,000,-
  2. Death compensation, amounting to IDR 20,000,000
  3. Funeral costs, amounting to IDR 10,000,000,-
  4. Scholarship, for a maximum of 2 children of the participant. The scholarship will be awarded if the participant has a minimum contribution period of 3 years and passes away NOT due to a work accident or occupational disease. The following are the provisions for educational scholarships for children of the participant:
    1. Scholarships are awarded periodically every year, according to the child's education level for:
      1. Kindergarten education IDR 1,500,000 / person / year, for a maximum of 2 years.
      2. Elementary education/equivalent IDR 1,500,000/person/year, for a maximum of 6 years.
      3. Junior high school education/equivalent of IDR 2,000,000/person/year, for a maximum of 3 years.
      4. High school education/equivalent of IDR 3,000,000/person/year, for a maximum of 3 years.
      5. Higher education with a maximum of undergraduate level or training of IDR 12,000,000,-/person/year, for a maximum of 5 years.
    2. Submission of scholarship claims can be made every year.
    3. For children of participants who have not reached school age (maximum elementary school) when the participant passes away or has permanent total disability, the scholarship will still be awarded when the children have reached the school age.
    4. The scholarship ends when the participant’s children have reached the age of 23 years or is married or has worked.

Employment Injury Security is a protection program with benefits in the form of health services. This program can also be accompanied by compensation in the form of cash for participants who suffer from illness or work accidents, which are caused by the work environment.

The benefits of Employment Injury Security are in the form of health care and treatment according to medical needs, and/or compensation in the form of cash.

JKK JAKON JKK JAKON

Employment Injury Security applies to work accidents that occur during the working period, starting from traveling to or from workplace, to accidents that occur in the workplace.

  1. The benefits of Employment Injury Security are in the form of health care and treatment include:
    1. Basic examination and diagnostic supporting examination.
    2. First level to intensive care.
    3. Class 1 inpatient at a Government Hospital, Local Government Hospital, or Private Hospital at an equivalent cost.
    4. Treatment of comorbidities and complications related to work accidents or occupational diseases.
    5. Special services and blood services.
    6. Medical devices and implants.
    7. Doctor or medical services.
    8. Operation.
    9. Medic rehabilitation.
    10. Home care is provided with the following conditions:
      1. It is for participants who cannot continue treatment at or to the hospital due to physical limitations and/or geographical conditions.
      2. If it is recommended by a doctor.
      3. It is carried out by health facilities in collaboration with BPJS Employment.
      4. The maximum benefit is 1 year with a maximum cost of IDR 20,000,000
      5. It is carried out as a diagnostic examination in the treatment of occupational diseases.
  2. It is in the form of cash compensation, provided that:
    1. Reimbursement of transportation costs, for:
      1. Land, river, and/or lake transportation, a maximum of IDR 5,000,000
      2. Sea transportation, a maximum of IDR 2,000,000
      3. Air transportation, a maximum of IDR 10,000,000
      4. If the participant uses more than 1 transportation, the participant is entitled to the maximum cost of each transportation used.
    2. Compensation for a Temporary Unable to Work (STMB) condition, amounting to:
      1. 100% of wages for the first 6 months.
      2. 100% of wages for the second 6 months.
      3. 50% of wages for the third 6 months and so on.
    3. Disability Benefits, for:
      1. Anatomical partial disability, by calculating the percentage according to the disability table multiplied by 80 times the monthly wage.
      2. Functional partial disability, by calculating the percentage of reduced function multiplied by the percentage according to the disability table multiplied by 80 times the monthly wage
      3. Permanent total disability, calculated at 70% multiplied by 80 times the monthly wage.
    4. Compensation for death is obtained by calculating: 60% x 80 x monthly wages, and at least the amount of compensation for Death Security, as well as funeral costs of IDR 10,000,000.
    5. Periodic compensation, will be paid at once in the amount of IDR 12,000,000, - for participants with permanent total disability or death due to work or work accidents.
    6. Rehabilitation, in the form of orthoses and/or prostheses for participants with missing or non-functioning limbs due to work accidents. Each case has a reference price set by the Government Public Hospital Rehabilitation Center plus 40% of that price and medical rehabilitation costs.
    7. Reimbursement for dentures with a maximum of IDR 5,000,000
    8. Reimbursement for hearing aids with a maximum of IDR 2,500,000,-
    9. Reimbursement for glasses with a maximum of IDR 1,000,000
    10. Scholarship, for a maximum of 2 children of the participants. For participants with permanent total disability or death due to work accidents or occupational diseases, the following conditions are regulated:
      1. Scholarships are awarded periodically every year, according to the child's education level for:
        1. Kindergarten education IDR 1,500,000 / person / year, for a maximum of 2 years.
        2. Elementary education/equivalent IDR 1,500,000/person/year, for a maximum of 6 years.
        3. Junior high school education/equivalent of IDR 2,000,000/person/year, for a maximum of 3 years.
        4. High school education/equivalent of IDR 3,000,000/person/year, for a maximum of 3 years.
        5. Higher education with a maximum of undergraduate level or training of IDR 12,000,000,-/person/year, for a maximum of 5 years.
      2. Submission of scholarship claims can be made every year.
      3. For children of participants who have not reached school age (maximum elementary school) when the participant passes away or has permanent total disability, the scholarship will still be awarded when the children have reached the school age.
      4. The scholarship ends when the participant’s children have reached the age of 23 years or is married or has worked.

Registration Documents

Construction Service Providers who register their projects with the Social Security Agency for Employment are required to fill out and submit a participation registration form and complete the following data and documents:

  1. Data on the number of workers, types of work, and a list of unit prices for wages according to work groups, if the contribution calculation uses the value of contract
  2. Data on workers and wages if the calculation of contributions uses the value of wages
  3. Photocopy of Contract/Work Order (SPK) or construction work implementation documents
  4. If it is carried out individually, it can be replaced with a certificate from the relevant agency and/or the Budget Plan for the work costs

Channels and How to Register

Channels

  1. Visit the branch office.
  2. Fill in the form and complete the participation registration document
  3. Take queue number for registration service
  4. You will be called by the officer
  5. The officer will inform you the amount of contribution to be paid
  6. You will receive the receipt for registration documents and contribution payment code
  7. Make a contribution payment
  8. Proof of participation (certificate of participation) will be received no later than 7 (seven) days
  9. Take a satisfaction assessment through e-survey
  1. Register via the website(https://ejakon.bpjsketenagakerjaan.go.id )
  2. Click register or create user
  3. Fill in mandatory data, email address and captcha code, click REGISTER
  4. Check your email and click on registration activation
  5. Fill in the project data
  6. You will receive the contribution payment code
  7. Make payment of contribution according to the specified amount
  8. Payment of contribution can be made at the specified payment channel
  9. Digital certificates are available and can be printed via the web after the payment of contribution has been made.

Calculation of Contribution

  1. Contract value up to IDR 100,000,000.00: 0.21% of contract value
  2. Contract value of IDR 100,000,000.00 to IDR 500,000,000.00: 0.17% of the contract value
  3. Contract value of IDR 500,000,000.00 to IDR 1,000,000,000.00: 0.13% of the contract value
  4. Contract value of IDR 1,000,000,000.00 to IDR 5,000,000,000.00: 0.11% of the contract value
  5. Contract value of more than IDR 5,000,000,000.00: 0.09% of the contract value
  1. Contract value up to IDR 100,000,000.00: 0.03% of the contract value;
  2. Contract value of IDR 100,000,000.00 to IDR 500,000,000.00: 0.02% of the contract value
  3. Contract value of IDR 500,000,000.00 to IDR 1,000,000,000.00: 0.02% of the contract value
  4. Contract value of IDR 1,000,000,000.00 to IDR 5,000,000,000.00: 0.01% of the contract value
  5. Contract value is more than IDR 5,000,000,000.00: 0.01% of the contract value
Program Contribution Contract Value Total Contribution
JKK 0,21% IDR100.000.000 210.000
JKM 0,03% 30.000
Total 240.000

Contribution Payment

Description

  1. Construction Service Providers are required to pay contributions to Social Security Agency for Employment at once or in stages
  2. If you are unable to pay the contribution in full, then make payments in the following stages:
  3. No. Term %
    1 First Stage 50
    2 Second Stage 25
    3 Third Stage 25
  4. All contribution must be paid in full no later than the end of the Construction Work stage
  5. Contribution Payment Channels:
    1. Bank Mandiri (ATM, Teller, Internet Banking, Mandiri online)
    2. BRI (ATM, Teller, Internet Banking, CMS)
    3. BCA (Teller, Klik BCA Bisnis)
    4. BNI (ATM, Teller, Internet Banking, Mobile Banking)
    5. BTN (Teller, ATM)
    6. BJB (Teller, ATM)
    7. Bank CIMB NIAGA (Teller, BIZchannel CIMB)
    8. Bank Pembangunan Daerah

Proof of Participation

  1. Participation Certificate is proof of participation in the Social Security Agency for Employment for construction service providers.
  2. Digital certificates are available and can be printed through the application after the first contribution payment has been paid in full.
  3. The participant card will be received by email no later than 7 (seven) working days after the contribution has been paid in full.
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